Manage Your Student Loans – Take Control Of Your Debt

As I watched my two daughters play the traditional Indian game of « Snakes and Ladders », I was realizing, at every step, that there was a striking similarity this game has with our life’s journey. There are so many lessons that this game can teach us, including how to go about executing the biggest game in our hands i.e. « our own life ».

To live your BEST life, you must discover and release your passion – this is extremely beneficial for you and everyone around you too. You must look within yourself to find meaning and work that will light a fire inside you.

If you find, after starting your course, that it’s not the right one for you, don’t despair. Take a step back and look at the other distance study options you were considering? Changing your course is not the end of the world.

One thing you can do to help you forgive people is to write down all your feelings about the situation or the person on a piece of paper. Don’t stop until you have them all. Once they are all written down, take the sheet of paper and burn or bury it. While you are doing this, say to yourself that by undertaking this process you are forgiving yourself and anyone else involved in the situation and releasing all negative energy and negative emotions involved with the situation and transforming them into positive learnings and positive outcomes. You will know that you have forgiven someone, something or especially yourself, when you can think about the situation in a detached non-emotional way.

Of course, you MUST repay your loan debt and repaying it by meeting the agreed upon terms is your best bet. Try to plan ahead before that first payment is due. Many graduates find themselves unable to afford to pay this payment, even though they have tried to find a way to do so.

As mentioned earlier, consolidation may even increase your score. Take an example: If you have six student loans, that is listed as six different accounts, all of which demand a monthly payment. A student loan consolidation will roll all those debts into one. As far as the bureau is concerned, that single debt is much nicer than six debts and your rating mounts.

When I re-awaken from my mental sleep-walking, life immediately begins to get crisper. I can feel my energy come back. Life gets interesting. The passion that drives my life purpose is once again re-vitalized. The Divine Impulse to « Be » and « Become » that is embedded in all creation begins to move me forward again. The desire to create that, which has not yet been created, re-energizes my life. I am able to live in the present moment and more consciously engage life at a deeper level.

While each one of us has different goals to fulfil and life to love, there is a common thread in our existence too. We are all here, experiencing life, to bring out the best possible potential from within us and share it with others. We are all here to be the best we can be, as individual human beings.

Next you have heard some of the horror stories of how much some owe on their help write my paper loan, when finishing their studies. And to make it even worse, the graduate jobs are no longer out there. All professions are cutting back. So it means you’ll be taking that much longer to pay back what you owe on your student loan. But you don’t want this hanging over you for years. So you now start looking at the various options. That is how to reduce your student loan and ways to subsidise your student life.

Collect phone numbers and email addresses from some of your fellow students in class. Get as many as you can and then sort out those that are the most responsible. You are actually creating an informal study group for each class and can readily draw on each other during times of frustration. In my own case, I would always get to class early on the first day and as people wandered into the room behind me, I would simply ask them if they wanted to be in a study group and we’d exchange phone numbers (it was the time before email even existed). By the time the first five or six people came into the room, I had a list of people I could turn to when I needed help and they had a list as well.

In this case the loan can be repaid when the student finishes his whole studies and will start earning and is able to repay the loan. There are very good offers for the student loan and special rate of interest for this kind of loan. Online is a good way and a quick source in applying for a loan, there you just need to fulfill some formalities by filling the simple application form with all the desired correct information. After the rechecking of the eligibility of a person for the loan the approved amount will be deposited into the persons account with the easy processing.